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Disclaimer

Treno Finance does not endorse or prefer any specific investments in cryptocurrencies, stablecoins, or other digital assets.

Analyzing and presenting data does not imply that any investment is without risk or guaranteed to be secure. Investing in cryptocurrencies, stablecoins, and other digital assets involves significant risks, including the potential loss of principal.

Market conditions can change rapidly, and past performance is not indicative of future results. Readers are encouraged to conduct their own research and consider their financial situation and risk tolerance before making any investment decisions. For personalized financial advice, please consult a qualified financial advisor.

Neither the authors nor treno.solutions GmbH are responsible for any losses or damages arising from the use of this information.

Regulatory Disclaimer: Transparency and Scope of Our Services

Treno.Finance is an IT and software service of treno.solutions GmbH. We provide tools that process publicly available data, make sources and calculation methods traceable, and display technical metrics. Sessions and support help users operate these tools and gather information technically via APIs, documented sources, and AI. We do not offer, broker, or distribute financial products and do not provide investment advice.

Nature of Our Services

Software for data processing

We exclusively use data that is already publicly available on blockchain networks and in public sources. All metrics, visualizations, and comparative analyses are derived from data sources that anyone can independently access. We do not add private data or manipulate the underlying figures.

Neutral comparisons and metrics

Comparison parameters such as performance metrics or risk indicators are calculated with clearly defined mathematical models on public data. For example, growth or volatility figures come from comparing public transaction or price series over time. The output is a technical presentation, not a personal recommendation.

Technical reports and dashboards

Reports and dashboards summarize analyzed public data. They are meant to make on-chain activity and market data inspectable, without making recommendations or replacing investment decisions.

Support and sessions for use

Support and personal sessions cover operating the software and technical research and verification: connecting APIs, documenting sources, and using AI to search, structure, and cross-check information. We do not interpret results for a user's personal financial circumstances. Setting parameters and verifying, interpreting, and using results remain entirely with the user.

Verifiability of Scoring Mechanisms

We are committed to full transparency in all our scoring methodologies. Every scoring mechanism we use is thoroughly documented and openly disclosed, including:

  • The data sources utilized (all publicly available blockchain data).

  • The calculation methods applied, including any formulas, weightings, or algorithms.

  • The key metrics influencing the scores, such as volatility, transaction volumes, or historical trends.

This ensures that our scoring processes are not only objective and unbiased but also fully auditable. In the event of any questions or concerns, all relevant documentation is made available for review, ensuring that our scoring mechanisms can be independently verified at any time.

By maintaining this level of openness, we reinforce our commitment to trust, transparency, and the highest standards of compliance in the crypto industry.

What We Do Not Do

No Custodial Services:

We do not hold, manage, or access private keys, wallets, or cryptocurrency assets. All insights are derived from on-chain data, ensuring user sovereignty over their assets.

No Financial Products:

Treno.Finance is not a financial product and not a distribution channel for financial instruments. We do not offer, broker, or distribute financial products.

No Investment Advice:

Software, educational material, support, and sessions provide general technical information or help using the tools. Sessions are limited to technical research and verification procedures using AI, APIs, and publicly available sources. We do not assess a user's personal financial circumstances, risk-bearing capacity, or the suitability of specific financial instruments. We do not select investments, create personal strategies or allocations, or provide individualized recommendations to buy, sell, or hold. Verification, interpretation, decisions, and responsibility remain entirely with the user.

No Transaction Facilitation:

We do not facilitate the exchange, buying, or selling of cryptocurrencies or provide platforms for such activities.

Regulatory Compliance

Markets in Crypto-Assets Regulation (MiCA)

Our services are informational, technical, and analytical. In particular, we do not provide exchange, order execution, custody, transfer, or placement services for crypto-assets. All market data we process and present comes from publicly available sources.

VASP Classification

TRENO.FINANCE does not meet the criteria for classification as a Virtual Asset Service Provider (VASP) under the Financial Action Task Force (FATF) standards. According to the FATF, VASPs are entities that provide services such as the exchange, transfer, or custody of virtual assets, or assist in the issuance of virtual assets.

Our company provides software and technical support for processing and displaying publicly available blockchain and market data. We do not:

  • Facilitate the exchange of virtual assets for fiat currencies or other virtual assets.

  • Transfer or manage virtual assets on behalf of users.

  • Provide custodial wallet services or hold private keys.

  • Issue or assist in the issuance of virtual assets, such as through Initial Coin Offerings (ICOs).

The described offering therefore does not include any of the VASP activities listed above. The services actually performed and the law applicable in each case remain decisive. This statement is not a binding regulatory classification or legal opinion.

Commitment to Transparency

We are committed to high standards of transparency and integrity. Our goal is to present publicly available data, sources, and calculation methods in a traceable form. Our IT service comprises software plus support and sessions for technical information skills, without recommending specific financial instruments, assessing personal suitability, or providing investment advice.

For further information about our services or compliance practices, please contact us.